Key Insights
- XRP has been through major ups and downs over the last few weeks, especially after losing its all-time high around $3.42.
- Recent updates show that the Ripple-SEC case could be coming to an end.
- Attorney Fred Rispoli expects the end of this case to come in when the leadership change at the SEC gets finalized.
- Ripple continues to make institutional strides meanwhile, with the addition of XRP into the US government’s strategic reserve.
- Other major updates include a merger with Ondo Finance and Blackrock.
- XRP is still a good investment, especially if more regulatory clarity comes in and more positive developments surface.
Ripple’s XRP has been through some serious ups and downs over the last few years, especially in light of its legal battle with the U.S. Securities and Exchange Commission (SEC).
Now, the case appears to be close to its final stages, and investors are wondering:
Is XRP still a worthwhile investment?
Adding to the intrigue of this question, US President Donald Trump recently announced the formation of a U.S. strategic crypto reserve.
This stockpile will include XRP along with other assets and has fueled the speculation all the more.
Does this mean that XRP is still poised for more gains, or is the hype simply overblown?
XRP’s Current Market Performance
At the time of writing, XRP is currently trading around the $2.34 zone, with a slightly harsh 8% decline on the daily timeframe.
However, this comes amid a recent dance with the $3 mark, where XRP hit a 7-year high of $3.4 and sparked even more investor interest.
XRP holding itself above the $2 zone alone shows that the bulls haven’t given up yet.
Even more importantly, the bullish trend might continue and push XRP towards the next key resistances around $2.65 and $2.80.
It should also be noted that if the momentum fails from here, the price might hover around the support range of $2.25 to $2.30.
How the SEC Case Affected XRP?
The SEC’s lawsuit against Ripple started in December of 2020, when the agency accused Ripple of conducting an “unregistered securities offering” by selling XRP to investors.
This legal uncertainty led to major volatility in XRP’s price and caused its delisting on multiple exchanges.
However, with the case now nearing an end, many investors are starting to believe in further growth for XRP.
Legal experts are now speculating that the SEC might end up settling for a $125 million judgment against Ripple.
According to attorney Fred Rispoli, the agency is possibly waiting for the change in SEC leadership to take full effect before finalizing its decision.
Many other speculators have even commented on Ripple negotiating to pay the fine in XRP rather than cash, as an addition to the recently-signed crypto reserve bill.
In addition, the current pro-crypto stance of the SEC commission under acting Chair Mark Uyeda has been a major source of optimism that Ripple might soon be free from this battle.
What’s Driving XRP’s Future Growth?
Several bullish catalysts are responsible for the growth of XRP now and in the future. One of these is the cryptocurrency’s increasing institutional adoption.
For example, Ripple and Ondo Finance are working to bring tokenized U.S. Treasury securities to the XRP Ledger.
This move could be a major step towards transaction efficiency and could even encourage more institutional use of the network.
In addition, BlackRock also recently backed this new product, which is designed to improve institutional settlement processes on the XRP Ledger.
All of these could do much to help XRP gain traction and could set the stage for the next XRP run.
Trump’s Strategic Crypto Reserve Announcement
In addition to all of the above, Donald Trump confirmed that XRP will be part of its digital asset reserve plans in a series of recent announcements.
These have fueled even more interest in the token, and while the details are still scarce, there is a lot of speculation about whether or not the US government might buy XRP from Ripple’s escrow holdings.
Ripple currently controls around 37.1 billion XRP, making it very likely that the company becomes involved in any government-backed initiatives.
If XRP is indeed added into a national crypto reserve as expected, this could provide even more legitimacy to the token and drive its prices higher.
XRP Price Prediction for 2025
Analysts have mixed opinions on XRP’s future, though. For example, if Ripple secures a favorable resolution to its legal battle, we might be in for a surge towards $5.81 by the end of 2025, according to insights from CoinCodex.
However, if the regulatory challenges continue, XRP could hit fresh lows between the $2 and $3 range.
Interestingly, XRP’s price action has been highly resilient so far, despite the recent declines.
The past month has seen the token stabilize around the $2.3 level, where its 20-day moving average has been able to cool off.
If XRP successfully rebounds off the lower trendline of the ascending channel formation above, it could revive a rally to its previous all-time high of $3.42 or higher.
On the other hand, XRP’s position underneath the $2.5 zone puts it in a dangerous situation.
This makes it extremely possible that the cryptocurrency hits its previous lows around $2.00.
Needless to say, investors should closely monitor the cryptocurrency from this point, as well as how new developments affect its price trajectory in the future.
